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About us
We're redefining credit in Africa with simpler, smarter, faster lending solutions. We're set apart by our "touch and tech" approach that sees us combine outstanding client service at our branches with the very best tech and data solutions.
What we do
We offer simple, short-term microfinance to formally employed people and bridge the gap in their day-to-day finances. Our product is delivered through our branches and mobile channels.
Our history
Unifi has its roots in Zambia, where it started as a microfinance business named Unity Finance in 2007. In 2015, it was acquired by the Unifi Group (today, Unifi Africa). In the following year, a South African online lender named Cobol, which started in 2006, was acquired by Unifi. In 2020, both Unity Finance and Cobol rebranded to Unifi.
Unifi Africa’s first startup, Unifi Uganda, started operations in 2021, while the second startup, Unifi Kenya, opened its doors in Nairobi in 2022.
Unifi is redefining personal credit in Africa with innovations that make life easy.
We’re optimistic about the future and have conviction in the African continent and its people.
