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100% online loans with 24/7 human support when you need it

Repay, return and get up to R24 000

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Unifi - South Africa

Get a real loan, real fast

100% online loans with 24/7 human support when you need it

Apply

Get a real loan, real fast

100% online loans with 24/7 human support when you need it
Apply
Loan amount:
Repayment term: 
Monthly repayment:
Total repayment:
Initiation fee: 
Monthly fee
Interest: 3%
APR:
R8 000
6 months
R1 730
R10 344
R995
R69
3%
95.9%
Loan amount
R8 000
Repayment term
6 months
Monthly repayment
R1 730
Total repayment
R10 344
Initiation fee
R995
Monthly fee
R69.00
Interest
3%
APR
95.9%

All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Flexible repayment terms ranging from a minimum of 3 months to a maximum of 9 months, including the option to settle early.

Example loan

Example loan

Example loan

Example loan

Choose your loan and complete a quick, 5-minute online application. You’ll instantly get your answer and cash sent straight to your bank account.

Do you qualify for a loan?

Do I qualify for a loan
  • 1

    You’re a South African citizen over 20

  • 2

    You’re formally employed

  • 3

    Your salary is paid monthly into a bank account

  • 4

    You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank, African Bank or TymeBank

Apply

Loans in minutes

We offer simple, short and longer-term microfinance.

Our technology

Learn more about our in-house loans management system.

Do you have a question?

Our frequently asked questions might have the answer.
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FAQs

What’s in the news

What are the best short-term loans?

What are the best short-term loans?

What are the best short-term loans? The answer usually comes down to what actually makes life easy when there’s a cash emergency.
Excuse My Loan is back

Excuse My Loan is back

Excuse My Loan is a way for Unifi to show our clients we appreciate them, and thank them for trusting our online loans with their cash emergencies.