Get cash in 20 minutes

We make life easy with fast, simple personal loans. Get a quick quote below to see how much you qualify for and then visit your nearest branch.

Get a quote

Example loan

Loan Amount

ZWM 10 000

Repayment term

7 months

Monthly repayment

ZMW 2 140

Total repayment

ZWM 14 980

Initiation fee

ZWM 80

Monthly fee

ZWM 0

Interest

11.0%

APR

135.1%

Min APR of 84%. Max APR of 241%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 7 months.

We make life easy with fast, simple longer- and shorter-term personal loans. Visit any of our branches or complete our online prequalification form to see how much you qualify for.

Do you qualify for a loan?

Requirements

1
You’re formally employed
2
Your salary is paid into a bank account
3
You have your latest payslip
4
You have the latest month's bank statement
5
You have an original NRC

What you’ll need

Be in formal employment
(government or private sector)

Our technology

Learn more about our in-house loans management system.

Find your nearest branch

Find one of our branches in your area.

Find a branch

Redefining credit in Zambia with outstanding benefits

Cash in 20 minutes

Interest rates as low as 6%

Flexible repayment terms

There’s no paperwork

Already a customer?

Get Unifi's services on your phone 24/7. Borrow, pay and more using your phone. Dial *414# to use the Uniapp or

Whatsapp 0966 414 414

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How an online loan works

With an online loan, everything happens online without you having to set foot in a bank or speaking to a loan consultant.