Our story

We’re part of Unifi Africa, a group of microfinance companies operating across Africa. Unifi SA started as a branch-based microfinance company called Cobol in 2004, and became a 100% online offering in 2013. Today, Unifi clients can get an instant loan through our website, www.unifi.credit.

About us

We offer simple, fast online loans to thousands of clients across South Africa. By using advanced inhouse technology and partnering with the very best third-party providers, we’re able to make superfast decisions and send cash straight to customers’ bank accounts in minutes.

Unifi is redefining personal credit with innovations that will make life easy for 1 million clients by 2025.

We’re optimistic about the future and have conviction in the potential of the African continent and its people.

Our people

We hire and nurture great local talent across our business.

Unifi

South Africa

Heinz Essman,

Country Manager

Chantel Pieterse,

Head of Operations

Johan Snyman,

Finance Manager

Kawangá Kapijimpanga,

Marketing Manager

Emil has a broad knowledge of banking, accounting and auditing, having worked in the Middle East and in Zambia in the financial sector. He holds a Bachelors Degree in
Applied Accounting.

Lillian Bwalya,

COO

Emil has a broad knowledge of banking, accounting and auditing, having worked in the Middle East and in Zambia in the financial sector. He holds a Bachelors Degree in
Applied Accounting.

Lillian Bwalya,

COO

Emil has a broad knowledge of banking, accounting and auditing, having worked in the Middle East and in Zambia in the financial sector. He holds a Bachelors Degree in
Applied Accounting.