Apply for up to R8000

Choose a loan and complete our quick online application.
Unifi - South Africa

Apply for a loan

Example loan
Loan Amount
R8 000
Repayment term
6 months
Monthly repayment
R1 730
Total repayment
R10 344
Initiation fee
R995
Monthly fee
R69.00
Interest
3%
APR
95.9%

All fees are VAT inclusive. Min APR of 95.9%. Max APR of 121.1%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.

Choose your loan and complete a quick, 5-minute online application. You’ll instantly get your answer and cash sent straight to your bank account.

Do you qualify for a loan?

Do I qualify for a loan
  • 1

    You’re a South African citizen over 20

  • 2

    You’re formally employed

  • 3

    Your salary is paid monthly into a bank account

  • 4

    You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African Bank

Apply

Loans in minutes

We offer simple, short and longer-term microfinance.

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Do you have a question?

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FAQs

What’s in the news

Accessible microfinance on the move up

Accessible microfinance on the move up

Unifi SA has relocated to a new office space to accommodate an unwavering commitment to making life easy for South Africans in need of microfinance.
Online loan application simplified

Online loan application simplified

Unifi stands at the forefront of seamless online loan application and puts financial relief at your fingertips.