Choose your loan and complete a quick, 5-minute online application. You’ll get an answer fast and, if you qualify, cash sent straight to your bank account.
Apply for a loan
All fees are VAT inclusive. Min APR of 104%. Max APR of 212%. Customers enjoy flexible repayment terms and can set their minimum repayment term at a period that suits them with a maximum repayment term of 6 months.
Choose your loan and complete a quick, 5-minute online application. You’ll instantly get your answer and cash sent straight to your bank account.
Do you qualify for a loan?
You’re a South African citizen over 20
You’re formally employed
Your salary is paid monthly into a bank account
You bank with ABSA, FNB, Standard Bank, Capitec, Nedbank or African Bank
Our in-house loans management system, Unibos, was developed in South Africa and powers operations in our businesses across Africa. Our IT team enjoys continuously building and improving on a system that’s one of the best of its kind on the continent.
Our USSD app, the Uniapp, enables returning customers in Zambia, Uganda and Kenya to make their loan repayments or borrow with their mobile phones.
Our online business in South Africa uses various in-house and third-party tools to offer customers the convenience of getting a loan anywhere, anytime and money sent straight to their bank accounts within minutes of applying.