My Unifi
Our story
We’re part of Unifi Africa, a group of microfinance companies operating across Africa. Unifi SA started as a branch-based microfinance company called Cobol in 2004, and became a 100% online offering in 2013. Today, Unifi clients can get an instant loan through our website, www.unifi.credit.


About us
We offer simple, fast online loans to thousands of clients across South Africa. By using advanced inhouse technology and partnering with the very best third-party providers, we’re able to make superfast decisions and send cash straight to customers’ bank accounts in minutes.
Unifi is redefining personal credit in Africa with fast, simple loans.
We’re optimistic about the future and have conviction in the potential of the African continent and its people.

Our people
We hire and nurture great local talent across our business.




