We offer simple, short- and longer-term microfinance to formally employed people and bridge the gap in their day-to-day finances. Our product is delivered through our branches and USSD app in Uganda, Kenya and Zambia, and through our website in South Africa. Our application process, both online and at the branches, is backed by sophisticated tech and our intelligent in-house loans management system. The result is loans that are paid out in minutes.
An in-house loans management system, Unibos, was developed in South Africa and powers operations in our businesses across Africa.
A USSD app, the Uniapp, enables returning customers in Zambia, Uganda and Kenya to make their loan repayments or borrow with their mobile phones.
Our online business in South Africa uses various in-house and third-party tools to offer customers loans in minutes.