Each Kwika point is worth K1. Here’s how you can earn them:
- First-time Unifi client: 25 Kwika points when you borrow from Unifi for the first time
- Borrowing again as an existing client: 25–50 Kwika points
- Making on-time payments: 25 Kwika points
- Referring a friend: 200 Kwika points
You can turn your Kwika into quick cash when you have at least 100 Kwika points. 100 Kwika points = 100 kwacha. Dial *414#, WhatsApp 0966 414 414 or visit your nearest Unifi branch to redeem your Kwika.