December is a time for family, celebrations, road trips, and festive shopping. But while South Africans are enjoying the festive spirit, scammers are also hard at work, looking for ways to take advantage of unsuspecting people.

At Unifi, making life easy means keeping you informed and safe, especially during the festive season when financial scams spike. Here’s how you can protect yourself and your money.

1. Be wary of messages asking for personal details

Scammers often impersonate banks, loan companies, or delivery services, using SMS, email, or social media to trick you. Their goal? To get your personal information or access to your money.

Stay safe by remembering:

• Unifi will never ask for your PIN, password, or login details.
• Unifi will never call you to ask for personal information like your ID, unless you called us first.
• Unifi does not have a WhatsApp account at this time, anyone claiming to be Unifi on WhatsApp is not legitimate.

If you’re ever unsure, contact Unifi directly using our official channels. 

Unifi’s official contact details:

Phone: 021 110 0600
Email: [email protected]
Website: unifi.credit/za

Facebook: Unifi SA 

Instagram: unifi_sa

2. Watch out for fake festive promotions

The festive season is full of tempting deals, but scammers exploit this by offering “loans,” competitions, or discounts.

Here’s how to protect yourself:

• Avoid messages/links claiming: “Loan approved instantly, no credit checks”.
• Unifi will never ask for upfront fees, not for “processing,” “activation,” “approval,” or anything else.
• Loans are only available through our official channels, never through social media profiles or unverified agents.
• Always verify any offer on our official website or contact us directly.

3. Verify before you act

Scammers rely on urgency. They’ll pressure you with messages like: “Your account will be closed,” “Click now to claim your loan,” or “You’ve won a prize”.

Always take a moment to verify:

• Check the company’s official website or contact number.
• Compare emails with official domains, real companies don’t use Gmail or random addresses.
• If in doubt, call Unifi using our official contacts before taking action.

Millions of South Africans are targeted by scams every December, but you can stay one step ahead. By staying alert, verifying messages, and only using official channels, you can enjoy a stress-free festive season.

Unifi is here to make life easy, so you can focus on what really matters this festive season.