Fast, trusted

loans without security

Unifi makes life easy with simple loans without security that you can apply for in minutes. Visit one of our branches in Kampala today, or read more about us here.

our purpose

We’re redefining personal credit with innovations that will make life easy for 1 million clients by 2025.

We’re making life easy

We assist people in a way that they might not have expected from a lender and that makes them go: “Wow, that was easy!”. Our products help people to achieve even more, and to move forward despite life’s setbacks.

We’re redefining personal credit

We use word-class data analytics and tech to offer credit that looks and acts unlike any other similar product in the markets where we operate.

We move fast, but tread lightly

We move forward fast to pioneer ideas and deliver outstanding products to previously under-served clients. But we tread lightly, and the footprints we leave behind help the people whose lives we touch to achieve even more.

our products and services

Salary Advances

A simple, short-term cash loan that is repaid after one month to help you get by until your next payday. It’s credit when you need it most! Formally employed persons in the government and private sectors could qualify for our Salary Advances. To apply, simply visit your nearest branch with your National ID, latest payslip and latest bank statement, or email contactus@ug.unifi.credit to find out more.

No security required
Fast, easy application in as quick as 20 minutes
Instant cash
Affordable interest rates
Flexible repayments

Loan conditions

Reward Loans

We like to reward our clients! The Unifi Reward Loan is a special offer for loyal clients that have good credit scores with us. It’s a higher amount at a lower interest rate and has a term of up to 7 months.

Get in touch

find your nearest branch

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our leadership team

Michael Boden

Country Manager

Michael graduated from the University of Queensland, Australia and gained his membership to the Chartered Accountants of Australia and New Zealand thereafter. Shortly after coming back to his native South Africa, he joined Unifi Credit to run operations in Uganda with the goal of making life easy for clients in Africa.

Martha Walusimbi

Operations

With a Bachelor’s degree in Industrial and Fine Arts from Makerere University, Martha joins Unifi with 15 years' experience in operations and client relationship management. Having spent more than ten years in the shipping and forwarding industry, as well as five years in retail supply chain, she is passionate about customer-centric businesses and processes that bring solutions to people who need them most.

Daphne Kemunto

Marketing

Daphne comes with 12 years' experience from various industries, including telecoms and banking. She holds an Executive MBA from ESAMI and a Bachelors in Arts Social Sciences from Makerere University. .

our values

Unity

Our purpose unites us. We share our ideas and knowledge and celebrate achievement as a group effort. Because together, we can do more.

Dignity

We see the humans behind the numbers and treat our clients, colleagues and stakeholders with respect and dignity.

Simplicity

We offer credit that makes life easy when there’s an emergency, rather than add to the stress. Our products are easy to get and to understand.

Trust

We are transparent and credible. Our clients, partners and stakeholders can trust that we’ll do the right thing and that we’ll do things right.

careers

vacancies

Mwansa Chama

Call Center

Being part of this wonderful and exciting company has been a beautiful journey. I have had wonderful experiences throughout my stay thus far and have learnt memorable lessons.

Nyauka Ntambu

Operations

Our great service to our clients and our caring culture is based on a sense of community mindfulness, and our village concept promotes wellness. We put our values at the forefront of everything we do, respect everyone that walks through our doors, and make sure they go back with a smile. Life made easy.

Kumoyo Mulasikwanda

Operations

Working for Unifi is exciting and motivating at the same time.