Unifi is now making life easy for clients in Kenya with lower-than-ever interest rates, plus we’ve doubled our referral reward to KES 1,000. This means, clients not only pay less for borrowing, but can get KES 1,000 for every friend they refer to us.  

Why lower interest rates matter

• The interest rate determines how much you’ll repay over the life of your loan. Lower interest rates can help make repayments easier. 
• Free up money for other things that are important to you.
• Make your borrowing experience stress-free.

Earn KES 1,000 when you refer a friend

Good news is even better when it’s shared.

Through our Unifi Kwika rewards programme, we reward clients for referring friends to us. Now, we’ve doubled our referral reward from KES 500 to KES 1,000 when you successfully refer someone who qualifies and takes a loan with Unifi.

Why choose Unifi?

We’re always looking for ways to bring our clients the very best borrowing experience, and our newly reduced interest rates and doubled referral rewards are just some of the ways we’re making life easy. 

As a licensed Digital Credit Provider regulated by the Central Bank of Kenya, Unifi also offers the following benefits:

• Flexible repayment terms.
• A quick and simple application process.
• Simple requirements (no security). 
• Friendly support every step of the way.
• Great client rewards like a free bag of unga on your first loan and quick cash rewards for referring friends, borrowing and making payments.

Making life easy

Stress-free solutions to money challenges start with choosing the right lending partner.

Because making life easy isn’t just a promise, it’s our mission every day.

Ready to borrow for less or refer a friend?

Check how much you qualify for here, then visit your nearest Unifi branch to get your first loan. If you’re already a client, simply dial *552# or WhatsApp 0702 552 552 to borrow again or to check your Kwika rewards balance.