The requirements are that you must be over 20 years old, a permanent South African citizen, formally employed, earn a monthly salary, and have your salary paid into an active bank account with ABSA, Standard Bank, FNB, Capitec, Nedbank, African Bank or TymeBank.
Why must I do a DebiCheck so early in the process?
We like to get the formalities out of the way so that we can get your cash to you asap. We promise that the DebiCheck will immediately be cancelled should your loan not be approved, or if you change your mind.
How far is my application?
To see how your application is doing, sign in by going to “My Unifi”. If you chose Superfast (automatic bank statement sharing), your cash should reflect within the next few hours. If you uploaded or emailed your documents manually, it can take up to 24 hours. Manually uploaded your proof of income and want to get your cash faster? You …
How much do I qualify for?
The amount you could qualify for depends on a few things like your credit score and affordability. To see what you could qualify for, apply on www.unifi.credit.
Do you consolidate loans?
Unfortunately, not.
Why don’t you assist weekly or fortnightly earners?
Our product is currently only designed for monthly earners.
Do you help debt review or insolvent clients?
Unfortunately, not.
How do I know if my loan has been approved?
We’ll send you a confirmation via email, and you can also check the status by signing in to your account under My Unifi.
Why can’t I get a bigger loan?
The amount you could qualify for depends on a few things like your credit score and affordability. Repeat Unifi clients who have good credit histories with us could qualify for higher limits over time, which is one of the perks of using Unifi every time you have a cash crunch.
Can you transfer my cash into a different account?
For your security, funds can only be paid into the same bank account where your salary is paid.
