The requirements are that you must be over 20 years old, a permanent South African citizen, formally employed, earn a monthly salary, and have your salary paid into an active bank account with ABSA, Standard Bank, FNB, Capitec, Nedbank, African Bank or TymeBank.
Why must I do a DebiCheck so early in the process?
We like to get the formalities out of the way so that we can get your cash to you asap. We promise that the DebiCheck will immediately be cancelled should your loan not be approved, or if you change your mind.
How far is my application?
To see how your application is doing, sign in by going to “My Unifi”. If you chose Superfast (automatic bank statement sharing), your cash should reflect within the next few hours. If you uploaded or emailed your documents manually, it can take up to 24 hours. Manually uploaded your proof of income and want to get your cash faster? You …
Do you consolidate loans?
Unfortunately, not.
Why don’t you assist weekly or fortnightly earners?
Our product is currently only designed for monthly earners.
Do you help debt review or insolvent clients?
Unfortunately, not.
How do I know if my loan has been approved?
We’ll send you a confirmation via email, and you can also check the status by signing in to your account under My Unifi.
Can you transfer my cash into a different account?
For your security, funds can only be paid into the same bank account where your salary is paid.
How many days before my salary is paid can I update or change my bank account details?
You can update your bank account details up to 3 business days before your scheduled salary payment, given all debit checks are authenticated. This ensures the changes are applied on time and helps avoid being debited from your old account.
I’ve paid my account. Where do I send my proof of payment?
Please email your proof of payment to [email protected]. If your account is with Colecta, kindly send your proof of payment to [email protected].
